I am wanting to start a small business out of my house . A embroidery business. I figure i need about 10k to start but where would i get the money ? A small business loan ?

Before borrowing the money, make a business plan so you can calculate your breakeven point and make pro-forma balance sheet and Profit and Loss Statements (FINANCIAL PLAN), know where your customers are going to come from and how you will advertise to them (MARKETING PLAN), if you will incorporate or take on a partner and who owns what (BUSINESS PLAN PROPER), and then submit to a banker or someone who will loan you the money.

I suggest going to http://www.sba.gov/financing or a similar site for comprehensive free advice. Since more women start Embroidery businesses, you may have an edge in getting a loan. If you’re a minority, it may even be better. Good luck.